When you have money, you save money

I pinch pennies all the time to have them pile up to dollars. Having done that, I got to make my dollars save us hundreds more over the winter. Now that gas prices are soaring I’m even more thankful that I could spend money to save money.

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Frugality- what is it really?

Frugality often evokes images of deprivation. I think that if it’s done right it should evoke images of security. It’s not being miserly; it’s making good use of resources. It’s not doing without; it’s having enough that you can be generous. It’s not saying “no” to everything: it’s making sure you can say “yes” to…

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